payment-options
Payments
Six ways to pay. All transactions are encrypted end-to-end and processed by trusted, PCI-compliant providers.
Accepted methods
| Method | Processed by | Typical settlement |
|---|---|---|
| Credit & debit card | CyberSource — Visa, Mastercard, American Express, Discover | Immediate authorization |
| Apple Pay | Apple — via the card on file in Wallet | Immediate authorization |
| PayPal | PayPal — pay from balance, bank, or linked card | Immediate authorization |
| Affirm — pay over time | Affirm — monthly installments, subject to approval | Instant decision at checkout |
| Bank wire transfer | Direct to our bank — instructions sent after order | 1–3 business days |
| Cryptocurrency | BTC, ETH, and major stablecoins — wallet address sent after order | Same day, network-dependent |
Cards
We accept all major credit and debit cards, processed securely through CyberSource. Your card information is encrypted and tokenized at the time of entry — Chronostore never stores raw card numbers on our servers.
3D Secure
Some card issuers require an additional authentication step at checkout. You may be redirected to your bank to verify the transaction before the order is confirmed.
Fraud review
Higher-value orders are reviewed for fraud indicators before shipping. If we need to verify anything, we'll contact you directly by phone or email.
Apple Pay
On a compatible iPhone, iPad, or Mac, select Apple Pay at checkout and confirm with Face ID, Touch ID, or passcode. The card on file in your Wallet is charged — we never see your card number.
PayPal
Pay with your PayPal balance, a linked bank account, or a stored card. PayPal's Purchase Protection applies in accordance with their terms.
Affirm — pay over time
Split your purchase into predictable monthly payments — commonly across three, six, or twelve months, depending on the order value and Affirm's decision at checkout.
- Instant decision. Approval is determined in seconds at checkout.
- No late fees. Rates from 0–36% APR, disclosed up front.
- Soft credit check. Applying does not affect your credit score.
Subject to eligibility. See Affirm's terms for full details.
Bank wire transfer
For high-value pieces, a wire transfer is often the cleanest path. Select Bank at checkout and our team will email wire instructions within one business hour.
- Place the order. Your watch is held for 72 hours pending payment.
- Receive wire details. Our account information is sent by email.
- Transfer the funds. Typically settles in one to three business days.
- Shipment dispatched. Once funds clear, the watch ships the same day.
Verify wire instructions by phone before sending. We will never change our bank details by email.
Cryptocurrency
We accept Bitcoin (BTC), Ethereum (ETH), and major USD stablecoins (USDC, USDT). Select Crypto at checkout and we'll email a wallet address and a USD-denominated quote valid for fifteen minutes.
Confirmations
Orders are held once your transaction hits the mempool and marked paid after network confirmation — typically one confirmation for stablecoins, three for ETH, and two for BTC.
Security
- PCI DSS compliant card processing through CyberSource.
- TLS encryption end-to-end on every page of the site.
- No stored card data. Card details are tokenized at entry — we never see or store raw numbers.
- Fraud monitoring. Orders are screened by Eye4Fraud before release.
Questions?
Call (347) 868-7239 or email contact@chronostore.com.